Could You Qualify for State Health Insurance? - "Fourteen million Americans are eligible for free or low-cost health coverage but have not signed up. The Foundation for Health Coverage Education's (FHCE) mission is to simplify public and private health insurance eligibility information in order to help more people access coverage." This is according to the site coverageforall.org. And what a great site it is.
If you are want a simple and easy way to find out if you or someone you know could be eligible for health care benefits from you state this site will lead you in the right direction. If you are looking for other ways of obtaining health insurance this article is also a great resource: Top 10 Ways to Get Affordable Health Insurance With No Job or Little Money
Could You Qualify for State Health Insurance? originally appeared on About.com Personal Insurance on Friday, March 19th, 2010 at 15:11:57. Permalink | Comment | Email this
Can My Insurance Company Cancel My Policy if My Car Has a Recall? - Just this morning was another recall announced by Honda on their late model Odyssey minivans and Element vehicles. Recalls on cars is very common, probably more common than most realize. It can make one a little worried when their car is under a recall, but one thing you don't have to worry about is your insurance company canceling your car insurance policy because of a recall.
Knowing that your policy won't be canceled is good news but you are not off the hook yet. Make sure you get that recall fixed immediately because if your car is in an accident and the accident is related to a recalled part that you ignored to fix, then your insurance company can cancel your policy or raise your insurance rates. But even more important than that, get that recall fixed for your safety. Can My Insurance Company Cancel My Policy if My Car Has a Recall? originally appeared on About.com Personal Insurance on Wednesday, March 17th, 2010 at 09:14:37. Permalink | Comment | Email this
Weekend Insurance Tip: Determine if You Should You Raise Your Minimum Car Insurance Liability Limits - Liability car insurance is one part of your car insurance policy. It is meant to protect you if you are found liable or responsible for something.
Unfortunately, many choose the legal minimum liability insurance to try and save money but this, in most cases, is a bad idea. Considering how much it costs to have a lawyer and go through court, do you trust your minimum car insurance liability?
Weekend Insurance Tip: Determine if You Should You Raise Your Minimum Car Insurance Liability Limits originally appeared on About.com Personal Insurance on Saturday, March 13th, 2010 at 08:38:23. Permalink | Comment | Email this
Your IRA Can Help You Pay for Your Health Insurance Premiums - Keeping up on health insurance premiums while unemployed can be difficult. Especially since a lot of people choose COBRA and the premiums for COBRA are usually much more expensive than what one was previously paying through their employer.
Under most circumstances if one wants to withdraw money from their IRA there is a hefty penalty but if the money is withdrawn from the IRA and used to pay for health insurance premiums there is no penalty. Remember though that you must be unemployed for at least 12 weeks to avoid the withdraw penalty. Your IRA Can Help You Pay for Your Health Insurance Premiums originally appeared on About.com Personal Insurance on Tuesday, March 9th, 2010 at 20:46:50. Permalink | Comment | Email this
Cutting Your Insurance by Signing a "Tobacco-free Affidavit" - We will see it more and more as we all realize we have a nation full of sick people who don't want to change their lifestyles but still want equal health care coverage. Have you ever taken the time to think about why smokers usually pay the same amount for their health insurance as you do?
It is a change that some insurance companies started years ago and it is catching on quickly. Yes, in individual health insurance one pays for their lifestyle choices but in group or employer health insurance everyone usually pays the same. But now, that is also changing.
According to www.newsandsentinel.com city employees can pay less for their health insurance if they don't smoke but will have to sign a "tobacco-free affidavit" and "the city will perform a review to make sure tobacco users are truthful in their claims."
How the "review" is handled will surely be a contested point among workers and staff alike. And I am sure both sides will argue about why one way or the other is not fair. Regardless, this is the future. Think about other insurance policies such as your homeowner and car insurance. Do we all pay the same amount for car insurance but get to drive any way we want?
Cutting Your Insurance by Signing a "Tobacco-free Affidavit" originally appeared on About.com Personal Insurance on Thursday, March 4th, 2010 at 19:34:35. Permalink | Comment | Email this
Life Insurance with No Medical Exam? Yes, But You May Pay. - According to www.doityourself.com, some people mistakenly choose special life insurance policies that do not require a medical exam. Byron Udell states in the article, "While it may be more convenient to buy insurance that way, it will cost you a fortune in the long run. These policies are significantly more expensive than their fully underwritten counterparts because the insurance company isn't being given the opportunity to really evaluate its risk."
If you are nervous about your life insurance medical exam, check out the article What to Expect: Your Life Insurance Medical Exam. It will give you a list of common questions asked and procedures performed for your life insurance medical exam.
Life Insurance with No Medical Exam? Yes, But You May Pay. originally appeared on About.com Personal Insurance on Tuesday, March 2nd, 2010 at 22:32:29. Permalink | Comment | Email this
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